FAQs

Why should I use a mortgage broker instead of going directly to a bank?

A mortgage broker provides unbiased comparisons across multiple lenders, helping you find the best rates and loan terms for your situation. They also handle negotiations and paperwork, saving you time, stress, and potentially thousands of dollars over the life of your mortgage.

What makes a good mortgage broker?

A great broker is knowledgeable, well-connected, and focused on your best interests. They should offer clear explanations, tailored loan recommendations, and ongoing support, ensuring you get the best deal and a mortgage that fits your financial goals.

How can a mortgage broker help me save money?

Brokers have access to exclusive rates and can negotiate better loan terms that banks don’t always advertise to the public. By structuring your mortgage correctly, they can help you save on interest and repayment costs, potentially reducing years off your loan.

How often should I review my mortgage?

Just like your financial situation evolves, so should your mortgage. A broker can help you review your loan every 12-24 months to ensure you’re still getting the best deal, especially as interest rates change and new lending options become available.

Can a broker help with my existing mortgage?

Absolutely! A broker can assess your current loan, identify opportunities for refinancing, and suggest better repayment strategies to help you save money. Whether you're looking to lower your interest rate, consolidate debt, or access equity, a broker ensures your mortgage works for you—not against you.